Sep 8, 2026Leonid Goriev
17 banks, one experience
What the CMA's 2026 data says about where UK banking stopped competing
INSIGHTS ON DIGITAL TRANSFORMATION
Why bank digital transformation stalls and what moves it: field notes on legacy, delivery and the gap between roadmap and shipped product.
Articles
Showing 6 of 6 blog posts
Sep 2, 2026Leonid Goriev
In UK banking, the app is almost never the problem
What the CMA's 2026 service quality data shows about where the problem actually sits
Jul 28, 2026Leonid Goriev
Bank Digital Transformation Stalls: 5 Underestimations
Bank digital transformations rarely stall midway by accident. Five underestimations made before kickoff explain most missed deadlines and budget overruns.
Jul 23, 2026Leonid Goriev
Digital Banking Growth Diagnostic: Is Your Platform the Ceiling?
Flat growth in digital banking has two possible roots, and only one responds to marketing. A diagnostic for finding out whether your platform is the ceiling.
Jul 16, 2026Leonid Goriev
Why Bank Digital Transformation Programmes Stall — and How to Fix It
Bank digital transformation programmes rarely stall on execution. They stall two levels above it — in decisions made without the delivery team. Here's the fix.
Jun 4, 2026Leonid Goriev
McKinsey's "Precision With Speed": A Banking Builder's Read
McKinsey says banks must move with precision and speed. From the team that builds banking products: speed is a property of the foundation, not the team.