Jul 9, 2026Yehor Skorniakov
Human in the Loop: Why AI Won't Run Fintech Builds Alone
A CTO on where AI belongs in banking builds and the one decision that stays human. With a real deployment pipeline, not another "AI won't replace you" take.
INSIGHTS ON AI
Where AI earns its place in a financial product, where it does not, and how to keep a human in the loop.
Articles
Showing 5 of 5 blog posts
Jul 1, 2026Leonid Goriev
Most Banks Will Automate the Wrong Thing With AI
Only 11% of banks run AI agents in production. The real constraint is the process the agent inherits, not the model. Why redesign comes before automation.
Jun 18, 2026Yehor Skorniakov
Does Your Product Actually Need AI?
A CTO's checklist before adding AI to a fintech product: is it the best fix, do you have the data, can you carry it after launch, and when to say no.
Jun 10, 2026Mykola Melnyk
Where AI Actually Earns Its Place in a Product
A designer's take on where AI helps in a product and where it gets in the way: automate the chore, leave the decision to the user, keep it explainable.
May 25, 2026Leonid Goriev
AI Won't Save a Weak Product. It Exposes It Faster.
Most UK product teams shipped an AI feature this year. Most didn't move retention. Here's why and what the teams handling it well actually did differently.